Available Nationwide
Requirements
- Open a new eligible Citi checking account with Enhanced Direct Deposits*, and enroll in this offer by applying directly from this page.
- Receive $1,500 in at least two Enhanced Direct Deposits directly into your new checking account within 90 days from account opening ($300).
- Bonus will be deposited into the open, eligible checking account within 30 days of meeting requirements.
How to waive fees
(Access Checking / Regular Checking)
Waived for 3 months after account opening OR
With a Relationship Tier OR
$250 in Enhanced Direct Deposits*.
Additional Terms and Conditions
*An Enhanced Direct Deposit is an electronic deposit through the Automated Clearing House (“ACH”) Network of payroll, pension, social security, government benefits and other payments to your checking or savings account. This also includes all deposits via Zelle® and other P2P payments when made via ACH using providers such as Venmo or PayPal.
Bonuses are considered interest and will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable).
So long as you have not owned a Citi checking account in the last 365 days, meet Tax Requirements, and are at least 18 years old, you can apply to participate in the Enhanced Direct Deposit Checking Acquisition Offer (“Enhanced Direct Deposit Offer”). Accounts subject to backup withholding do not qualify for this offer.