Available Nationwide
Requirements
- (Smartly Checking) Open online using the Apply button with an opening deposit of $25.
- Receive a combined total of $3,000 – $4,999.99 in direct deposits ($100).
- Receive a combined total of $5,000 – $9,999.99 in direct deposits ($300).
- Receive a combined total of $10,000 or more in direct deposits ($500).
- Checking bonus will be credited to your new checking account within 60 days following the end of the calendar month during which you completed all the offer requirements.
- (Standard Savings) Open online using the Apply button with an opening deposit of $25.
- Deposit $25,000 in new money by March 31st and then maintain a minimum total balance of $25,000 until June 30th ($300).
- Savings bonus will be credited into your new savings account within 30 days after you have completed all the offer requirements.
How to waive fees
(Smartly Checking)
$1,500 average daily balance OR
Have an open qualifying U.S. Bank consumer credit card OR
$1,000 direct deposit.
(Standard Savings)
$300 minimum daily balance OR
$1,000 average monthly balance OR
Hold the account with an individual age 12 or under OR
Open a Smartly Checking account and enroll in Smart Rewards Primary tier or above.
Additional Terms and Conditions
You can open the account from another webpage as long as you enter the promo code 2024JAN for each account.
Limit one checking and savings bonus per eligible account. Current U.S. Bank employees are eligible to participate. Offer may not be available if you live outside of the U.S. Bank footprint. To be eligible, you or any owner(s) on your new Standard Savings account cannot have an existing U.S. Bank savings account or money market account, had a U.S. Bank consumer savings account or money market account in the last six months or received other U.S. Bank savings account or money market account bonus offers within the past 12 months. You must also use the promo code at account opening.