New customers are limited to Albany, Columbia, Dutchess, Greene, Orange, Putnam, Rensselaer, Rockland, Saratoga, Schenectady, Ulster, and Westchester Counties in New York.
Details
- 25,000 bonus points after spending $3,000 within the first three months.
- No annual fee.
- 2 points per dollar on all purchases.
- No foreign transaction fees.
- 25,000 points annual bonus after spending $25,000.00 – $49,999.99 in a year, and an additional 25,000 points after spending $50,000.00 or more in a year.
- Each point is worth 0.6 cents when redeemed for a statement credit or 1.25 cents when redeemed for a Stockpile.com gift card (starting at 2,000 points for a $25 gift card).
Opinion
The HVCU Visa Signature’s sign-up bonus isn’t very good, but the 25% bonus for redeeming Stockpile.com gift cards is absolutely nuts. If you spend exactly $50,000 in your first year, you’ll earn 175,000 points (25,000 sign-up bonus, 100,000 from 2x points per dollar, and 50,000 annual bonus), which is worth ~$2,187.50 in Stockpile.com gift cards. You’ll then earn $1,875.00 in Stockpile.com gift cards every year thereafter, assuming Stockpile.com remains solvent.