Citi Custom Cash: $200 With $1,500 Spend and 5% Cash Back

Available Nationwide

Offer Link

Details

1. 20,000 bonus points after spending $1,500 within the first 6 months.
2. No annual fee.
3. 5 ThankYou Points per dollar on the top spending category* (up to $500 in purchases a month).
4. 1 ThankYou Point per dollar on all other purchases.
5. 3% foreign transaction fee.
6. Each ThankYou Point is worth 1 cent.
7. No minimum redemption.
8. Points do not expire.
9. 0% introductory APR for 15 months (5% balance transfer fee, 0% balance transfer APR only applies to balance transfers completed within the first 4 months).

*Spending categories are restaurants, gas stations, grocery stores, select travel, select transit, select streaming services, drugstores, home improvement stores, fitness clubs and live entertainment.

Opinion
Standard $200 sign-up bonus. Grocery stores, home improvement stores, and drugstores are good categories to have (just keep in mind Target and Walmart are usually classified as superstores and not grocery).