Citi Double Cash: $200 With $1,500 Spend and 2% Cash Back

Available Nationwide

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Details

1. 20,000 bonus points after spending $1,500 within the first 6 months.
2. No annual fee.
3. 1 point per dollar on all purchases, and another point per dollar when paying the bill.
4. 3% foreign transaction fee.
5. Each point is worth 1 cent.
6. No minimum redemption.
7. Points do not expire.
8. 0% introductory balance transfer APR for 18 months (3% balance transfer fee for balance transfers completed within the first 4 months, 5% balance transfer fee for balance transfers completed afterwards).

Opinion
A really good card with a standard sign-up bonus. This card actually earns ThankYou Points, which are Citi’s exclusive rewards currency. If you don’t want to transfer these points to travel partners (which requiers the Citi Premier), you can just redeem them for 1 cent per point, making this a 2% cash back card. Keep in mind that this card only earns 1.99% if you redeem points for a statement credit, so redeem for direct deposit instead if you want cash.