Citi Rewards+: $200 With $1,500 Spend and 10% Points Rebate

Available Nationwide

Offer Link

Details

1. 20,000 bonus points after spending $1,500 within the first 3 months.
2. No annual fee.
3. 2 ThankYou Points per dollar at supermarkets and gas stations (up to $6,000 in purchases a year).
4. 1 ThankYou Point per dollar on all other purchases*.
5. 10% rebate when redeeming ThankYou Points (maximum rebate of 10,000 points a year).
6. 3% foreign transaction fee.
7. Each ThankYou Point is worth 1 cent.
8. No minimum redemption.
9. Points do not expire.
10. 0% introductory APR for 15 months (3% balance transfer fee for balance transfers completed within the first 4 months, 5% balance transfer fee for balance transfers completed afterwards).

*The Rewards+ rounds up to the nearest 10 points on each transaction (e.g. a $2 purchase would earn 10 ThankYou Points.)

Opinion
The $200 sign-up bonus is okay. This card’s best benefit is the 10% back on point redemptions, so don’t bother unless you already have the Double Cash or Custom Cash. If you want a way to earn a 10-cents reward on small transactions, consider the Fidelity Bloom debit card instead.